Endowment Insurance
An endowment insurance policy combines savings with life coverage. A portion of your premium secures a death benefit for your beneficiaries, while the remainder is invested to grow a corpus. Upon maturity of the policy, you receive a lump sum, which is the sum assured plus any accrued bonuses. This lump sum can be used for financial goals such as retirement or a child’s education. Endowment plans offer a secure way to save systematically while providing essential life insurance protection, ensuring your family's future financial needs are met, even in your absence.
Key Benefits for you
- Dual Benefit of Life Cover and Savings
- Disciplined Savings and Wealth Creation
- Guaranteed Returns and Low-Risk Investment
- Tax Benefits
- Flexibility and Additional Riders
Project Highlights:-
• Non-linked, non-participating individual life insurance plan
• Death cover available
• Survival par total premiums return
• Guaranteed benefits, no market risk
• Tax benefits as per prevailing laws
Project Highlights:-
• Non-linked, participating life insurance plan
• Savings & protection combination
• Death benefit with bonus benefits
• Policy maturity par guaranteed returns
• Tax benefits applicable as per laws
Project Highlights:-
• Non-linked participating life insurance plan
• Guaranteed additions for long-term savings
• Maturity and death benefit protection
• Tax benefits under prevailing laws
• Ideal for future financial goals
Project Highlights:-
• Non-linked, non-participating life insurance plan
• Guaranteed income benefits
• Financial security with life cover
• Flexible income payout options
• Tax benefits as per applicable laws
Project Highlights:-
• Instant term insurance plan
• Quick and hassle-free issuance
• Pure life cover at affordable premium
• Flexible sum assured options
• Financial security for family
Project Highlights:-
• Non-linked, non-participating life insurance plan
• Guaranteed income and maturity benefits
• Life cover with long-term savings
• Flexible premium payment options
• Tax benefits as per prevailing laws
Project Highlights:-
• Non-linked, non-participating savings plan
• Guaranteed additions for wealth accumulation
• Flexible premium payment options
• Financial security with life cover
• Tax benefits under applicable laws
Project Highlights:-
• Non-linked, non-participating savings plan
• Guaranteed additions for wealth growth
• Flexible premium payment options
• Life cover for financial security
• Tax benefits as per prevailing laws
Project Highlights:-
• Non-linked, non-participating life insurance plan
• Guaranteed income and maturity benefits
• Life cover with long-term savings
• Flexible premium payment options
• Tax benefits as per prevailing laws
Project Highlights:-
• Non-linked, non-participating life insurance plan
• Comprehensive life cover for financial protection
• Guaranteed maturity benefits
• Flexible premium payment options
• Tax benefits under applicable laws
Project Highlights:-
• Non-linked, non-participating life insurance plan
• Guaranteed income and maturity benefits
• Life cover with long-term savings
• Designed for young professionals’ financial goals
• Tax benefits as per prevailing laws
Project Highlights:-
• Non-linked, non-participating child plan
• Guaranteed additions for long-term wealth creation
• Life cover for child’s financial security
• Flexible premium payment options
• Tax benefits under applicable laws
Project Highlights:-
• Non-linked, non-participating savings and protection plan
• Guaranteed additions for long-term wealth accumulation
• Life cover for financial security
• Flexible premium payment options
• Tax benefits under applicable laws
Project Highlights:-
• Non-linked, non-participating life insurance plan
• Periodic survival benefits for financial support
• Guaranteed maturity benefit
• Life cover for financial protection
• Tax benefits under applicable laws
Project Highlights:-
Bajaj Life Goal Suraksha - A Non Linked, Non Participating, Individual, Life Insurance Savings Plan, offering guaranteed1 maturity benefit and limited premium payment term to secure your family’s financial future.
Project Highlights:-
Bajaj Life Guaranteed Wealth Goal - A Non linked, Non Participating, Individual, Life Insurance Savings Plan, offering life insurance cover and guaranteed benefits for your family’s financial security.
Project Highlights:-
Bajaj Life Assured Wealth Goal Platinum - A Non linked, Non participating, Individual Life Insurance Savings Plan which protects you with a life cover, while offering you an assured income to meet your immediate as well as future needs.
Project Highlights:-
Bajaj Life ACE - A Non linked, Participating, Individual Life Insurance Savings Plan a plan that offers life cover for financial protection and lets you choose between a level income or an increasing income or both.
Project Highlights:-
Key Features :
1. Guaranteed Maturity : The Guaranteed Maturity Benefit is equal to Sum Assured on Maturity plus Accrued Guaranteed.
2. Guaranteed Income : Get Guaranteed benefit in the form of regular Income for fixed term of 10 or 12 years starting from (Policy Term +1)th year.
3. Long Term Income : Get Guaranteed Benefit in the form of regular income for fixed term of 25 or 30 years starting from (Policy Term + 1)th year plus Return of Total Premiums Paid at the end of payout period.
4. Life Long Income : Get Guaranteed benefit in the form of regular Income for 99 years of age starting from (Policy Term +1)th year plus return of premium at the end of payout period
Project Highlights:-
Key Features :
1. Guaranteed regular income : Guaranteed Income of 11% to 13% per annum.
2. Guaranteed lump sum : Lump sum amount on maturity with tax savings as per prevailing tax laws.
3. Guaranteed Death Benefit (GDB): GDB is an inbuilt life protection cover and is guaranteed at higher of 10/7/5 (Death Benefit Multiple) times of annualized premium or Sum Assured or 105% of the premiums paid less unpaid due premiums.
Option A: Lump sum Under this option, GDB is paid as a lump sum.
Project Highlights:-
Key Features :
1.Guaranteed Income: Enjoy a guaranteed income with the option to customize the duration and amount of income rerreceived.
2.Life Insurance Cover: Provides financial security for your family in case of unforeseen events, with a sum assured on death.
Flexible Payout Options: Choose between lump sum payouts or periodic income.
3.Premium Offset: Adjust future premiums against survivor benefits, reducing out-of-pocket expenses.
4.Tax Benefits: Eligibility for tax deductions and benefits under current tax regulations.
Project Highlights:-
An Individual, Non-Linked, Non-participating, Savings Life Insurance Plan. PNB MetLife’s Guaranteed Future Plan helps clients systematically save and offers guaranteed returns in addition to safeguard them against certain unforeseen life events. The plan ensures that they are able to meet your life’s financial goals with higher degree of certainty. The plan offers complete control and flexibility to customise savings schedule based on your needs and affordability with multiple options to receive benefits.
Project Highlights:-
An Individual, Non-Linked, Non-Participating, Savings. Life Insurance Plan. PNB MetLife’s Genius Plan, a Guaranteed Savings plan, helps clients systematically save and plan for their child’s education goals and other long-term goals. The plan ensures guaranteed fulfilment of the education goals or other long-term goals even in the absence of Parents and empowers their dream at every stage of life.
Project Highlights:-
An Individual, Non - Linked, Non - Participating, Savings, Life Insurance Plan. LIFT is a non-participating plan offering guaranteed income for a period of up-to 35 years. It offers customers flexibility to pay premiums as per their convenience for 5, 7 or 10-years duration on a monthly, quarterly, half yearly or annual basis. Customers also have a choice of choosing coverage up to ppt or for entire policy terms. With LIFT, customers can plan for worry free assured income catering to variety of needs like financial planning for children, retirement income or a second income source
Project Highlights:-
An Individual, Non- Linked, Participating, Savings Life Insurance Plan. PNB MetLife GROW Plan, is a participating life insurance plan that provides you with income up to the age of 100 years. The plan provides a holistic solution to help you achieve your lifelong aspirations by providing reliable, regular income while ensuring life coverage. Start receiving benefits as early as the second policy year as you work toward securing your future and realizing your dreams at every stage of life.
Project Highlights:-
An Individual, Non-Linked, Participating, Savings, Life Insurance Plan. PNB MetLife’s Century Plan is a flagship savings plan offering income and life coverage up to the age of 100 Years with limited premium payment option. The plan provides a holistic solution to generate a regular income and to build a corpus to achieve the planned goals and secure loved one’s future, without any compromises. Additionally, it also provides a waiver of premiums to ensure that the goals are not compromised in case of untimely demise.
Project Highlights:-
Individual, Non-linked, Participating, Savings, Life insurance plan. This plan helps you accumulate your savings and provides a long-term financial protection for you and your family. Additionally, it also provides a waiver of premiums to ensure that your goals are not compromised in case of critical illness or an untimely demise.
Project Highlights:-
A Non-Linked Non-Participating Individual Life Insurance Savings Plan that combines protection and guaranteed return on your savings and offers a highly customizable solution to fulfill the certain as well as uncertain needs of your family.
Project Highlights:-
A Non-Linked Participating Individual Life Insurance Savings Plan that combines the power of Protection, Liquidity and Flexibility into a simple solution and gives you the power to fulfill needs of your family while assuring you and your loved ones a Smart Life.
Project Highlights:-
A Non-Linked Non-Participating Individual Life Insurance Savings Plan that gives you an unmatched flexibility to grow your wealth and protect your loved ones. It combines protection and guaranteed return on your savings and offers a highly customizable solution to fulfill the certain as well as uncertain needs of your family.