Premium Khata is a variant of IPPB Savings Bank Account which is offered to customers who are willing to subscribe to the Premium account services and avail our value added* services.

•    Free Doorstep Banking
•    Free Cash Deposit and withdrawal 
•    Can be linked to a POSA (Post Office Savings Account)
•    *Cashback on Virtual Debit Card induced transactions. 
•    *Cashback on Electricity Bill Payment. 
•    *Cashback on issuance of Digital Life Certificate/ Jeevan Pramaan Certificate.

•    *Nil Virtual Debit Card Re-issuance and Annual Maintenance Charges.

*Click here to see the detailed Schedule of charges. 

Click here to see the Premium Savings Account FAQ. 

Enjoy the convenience of secure, zero-balance, digital banking along with exclusive wellness benefits like unlimited online doctor consultations and discounts on a variety of healthcare services like medicines and diagnostics. With doorstep banking and nationwide reach through our trusted Postmen, this account is designed to empower your financial journey while taking care of your well-being.

Enjoy Wellness Benefits along with all the features of Premium Savings Account.

Wellness Benefits provided by our existing partner^:

*Click here to see the detailed Schedule of charges. Click here 

Click here to see the Premium Aarogya Savings Account FAQ. Click here

How to avail health benefits

Click here to see Wellness benefits FAQ offered by our Partner

Secure your peace of mind in a digital-first world. This account offers advanced protection with ₹25,000 cyber insurance against phishing, spoofing, and SIM jacking. Enjoy rewarding banking with cashback offers and free cash transactions, ensuring your digital journey remains smooth, cost-effective, and fully protected.          

Enjoy Cyber Security along with all the features of Premium Savings Account.

Key Features & Benefits:

• Sum Insured of ₹25,000 to protect against unauthorized digital financial transactions.
• Coverage includes losses arising from Cyber-attacks, Phishing/Spoofing, and SIM Jacking.
• A policy link will be shared via SMS by the Bank's respective Insurance Alliance partner.
• Insurance stays active with auto-renewal upon payment of the annual account fee.
• Available for anyone above 18 years.

*Click here to see the detailed Schedule of charges. 

Click here to see the Premium Surakshit Savings Account FAQ. 

Redefine your banking with this holistic solution that blends financial security, personal wellness, and enhanced benefits. By combining Aarogya wellness and Surakshit cyber protection, it safeguards your health and digital identity. Benefit from free SMS alerts and premium services designed to keep you empowered and secure.            

Enjoy Cyber Security along with all the features of Premium Aarogya Savings Account.

Key Features & Benefits:

• Comprehensive cover of ₹25,000 against digital fraud and identity theft.
• Enjoy NIL SMS Alert charges.
• Available for anyone between age of 18 years to 70 years.

*Click here to see the detailed Schedule of charges. 

Click here to see the Premium Sampoorna Savings Account FAQ.

Call 155299 or 033-22029000 to avail doorstep banking services to open a Premium Savings Account with IPPB.

*Charges levied will be reversed post verification of the transaction. Benefits will be accrued within 90 days of a successful transaction.